Cooler temperatures are setting in, which of course means winter is on its way.  Before the winter weather hits, make sure to talk to your family about how to stay safe and take action to get prepared.  Planning and preparing can help you manage the impact of severe winter weather.

The insurance industry has outlined the following steps that you can take now to prepare for a winter storm, including;

Halloween is a great time for kids of all ages to dress up as the character they would most like to be and ring doorbells for treats.

But the holiday isn’t always fun for pets. They may become overly excited by the continually ringing doorbell, and anxious because the visitors aren’t coming inside. Friendly dogs may want to greet every visitor, frightening children who aren’t used to dogs, and cats may sneak out the door when you’re not looking.

As a responsible pet owner, you can take action to maintain a fun Halloween for your pets and trick-or-treaters who may be at your door. Here are seven things you can do to keep your pet safe on Halloween: